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US Business Bank Account Introduction Service

U.S. BUSINESS Bank Account introduction service

Updated: July 10, 2025. Please READ this entire page prior to contacting us.

An in-person visit is NOT required! You can apply online! Our introduction service has one bank that permits virtual setup (NO travel to the U.S.)

What is this business bank introduction service?

We have located one U.S. bank that provides banking for startups. The U.S. bank account is for non-U.S. residents or U.S. citizens. THIS IS A VIRTUAL BANK. THERE ARE NO BRICK AND MORTAR LOCATIONS. You are purchasing a U.S. Business Bank Account Introduction Service. WE DO NOT PROVIDE THE NAME OF THE BANK UNTIL PAYMENT IS PROVIDED.

Bank provides a business bank account that comes with:

  • $0 minimum balance permitted
  • No minimum balances
  • Checking account
  • Savings account
  • ACH payments
  • Debit cards (No credit cards at this time)
  • 1% fee on currency exchange
  • No monthly fees
  • No overdraft fees
  • FREE sending and receiving ACH
  • FREE sending domestic wires
  • FREE receiving domestic wires
  • FREE sending international wires
  • FREE receiving international wires
Can I open an account if I’m not physically in the United States or a United States resident?
 
Yes, our bank is happy to open business bank accounts for U.S. companies for business founded by people in most countries around the world.
 
You can open your U.S. business bank account right from your computer or laptop. You do not need to visit the United States!
 
There are a few exceptions. Our bank will NOT currently open accounts for people living in the following countries: Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, and Zimbabwe.
 

What types of companies are eligible for an account?

Our bank can accept most U.S. companies, but can’t bank businesses that sell any of the following things:

  • Marijuana
  • Illegal drugs
  • Counterfeit good
  • Weapons, firearms, or ammunition
  • Cannabis-derived products or CBD
  • E-cigarettes, tobacco, or e-liquids
  • Adult entertainment
  • Any illegal items in the United States
 
What are the fees to open and maintain a standard account?
 
  • $0 minimum
  • Account opening is FREE
  • Transaction Fees - None
  • ACH - Free
  • Sending Domestic Wires - $5
  • Receiving Domestic Wires - FREE
  • Sending International Wires - $20
  • Receiving International Wires - FREE
  • Monthly Fees - NONE
  • Overdraft Fees - NONE

What if I don't have an Employer Identification Number (EIN) from the IRS?

The bank requires an EIN. If you have a social security number, we can help you get an EIN. If you do NOT have a social security number, you will need to contact the IRS at 267-941-1099. The IRS hours are Monday through Friday from 6:00 AM to 11:00 PM Eastern Standard Time. Be prepared to wait on hold to speak to an IRS representative. The best time to call is first thing in the morning.

 

Frequently Asked Questions

What if I don't have an Employer Identification Number (EIN) from the IRS?

The bank requires an EIN. If you have a social security number, we can help you get an EIN. If you do NOT have a social security number, you will need to contact the IRS at 267-941-1099. The IRS hours are Monday through Friday from 6:00 AM to 11:00 PM Eastern Standard Time. Be prepared to wait on hold to speak to an IRS representative. The best time to call is first thing in the morning.

 
Delaware Business Incorporators, Inc. is not involved in the application or approval process. The bank opens U.S. business bank accounts at their sole discretion.  
 
How does your 100% Money Back Guarantee work?
 
If the banks does NOT open a U.S. business bank account for you, we will refund the entire amount of our U.S. Business Bank Account Introduction Service fee. If denied, we'll need a denial email or denial letter from the bank before we issue a refund.

 

opening a US bank account
opening a us bank account

Included in all incorporating services:

  • Company Name Check Verification & Availability
  • Preparation & Filing of Articles of Formation
  • Same Business Day Processing
  • Registered Agent (1st Year FREE)
  • Email Reminders & Alerts
  • Lifetime Customer Support

Start Your Business Today for Only $70.00 Plus State Filing Fees.